Onyx Vault

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Card Grading ROI Analyser

Submission Inputs
Raw ungraded card cost
PSA / BGS / CGC submission fee
SG CPI Jan 2026: 1.4%
Submission to return
CPF OA rate or T-bill yield
Price drift during grading period
Grade Probabilities & Value Multipliers
Grade
Probability (%)
Multiplier (x)
Gem Mint (10) *
Mint (9)
Below Mint (8 and below) (auto)
TVM Cost Analysis
Nominal Fee
--
Today's dollars
Real Fee (inflated)
--
--
Opportunity Cost
--
Foregone return
Total Cost Basis
--
Must exceed to profit
Expected Value Breakdown
Future Card Value
--
--
Prob-Weighted EV
--
Expected sale value
Net Profit / Loss
--
--
--
Enter your inputs above.
Cost Waterfall
Card purchase price--
Real grading fee--
Opportunity cost--
Break-even required--
Prob-weighted EV--
Net expected outcome--
Sensitivity -- Gem Mint Probability vs Card Price Change
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Sensitivity -- Gem Mint Multiplier at Return vs Card Price Change
Base: 60%
Base: 1.80x
Net outcome at selected prob x mult
--

The table shows all multipliers simultaneously. The selector above only drives the point estimate.

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